The Pin Pad Overlay
pin pad o·ver·lay
/pin/ /pad/ /ˌōvərˈlā/
fake pin pad or keyboard overlay fitted on top of the legitimate pin pad that is used to record your PIN.
The Pin Pad Overlay is one of two components needed for a fraudster to clone your debit or credit card and use it for fraudulent transactions. Find out how a skimmer scam works.
WHAT CAN YOU DO?
SHIELD YOUR PIN
Always use your hand to shield your P.I.N. as you enter it.
If the fraudsters do not have your P.I.N. they cannot use your cloned card in P.I.N. based transactions.